Social Security offers a number of disability benefits. I want to talk about 2 of the most common--typically applied for.
SSDI - Title 2 Disability. I refer to this as the run-of-the-mill, ordinary disability program at Social Security. Title 2 is based on employment. When you work you pay FICA tax which covers you for disability insurance once you have earned enough "quarters of coverage." You do not have to be poor or have limited assets to qualify for Title 2 benefits.
SSI or Supplemental Security Income. This is a program for poverty level individuals with very limited assets and income. No previous work is needed to qualify for SSI. The monthly benefit is usually less than for Title 2 benefits. In some cases, a person may receive both Title 2 and SSI.
Both of these programs have the same basic requirement. To qualify for either one, you must be disabled or blind or have a condition that is expected to end in death. A "disabling impairment" is one that has lasted or is expected to last for at least 12 consecutive months. You do not have to be sick for 12 months before you apply, however.
The process to get either Title 2 or SSI benefits can be long and difficult and may require professional legal assistance. You can obtain such assistance with no upfront fees.
Besides these basic plans, Social Security offers other types of benefits, such as Widow or Widower benefits and dependent benefits for children.
Visit "Get-SS.com" website here.
SSDI - Title 2 Disability. I refer to this as the run-of-the-mill, ordinary disability program at Social Security. Title 2 is based on employment. When you work you pay FICA tax which covers you for disability insurance once you have earned enough "quarters of coverage." You do not have to be poor or have limited assets to qualify for Title 2 benefits.
SSI or Supplemental Security Income. This is a program for poverty level individuals with very limited assets and income. No previous work is needed to qualify for SSI. The monthly benefit is usually less than for Title 2 benefits. In some cases, a person may receive both Title 2 and SSI.
Both of these programs have the same basic requirement. To qualify for either one, you must be disabled or blind or have a condition that is expected to end in death. A "disabling impairment" is one that has lasted or is expected to last for at least 12 consecutive months. You do not have to be sick for 12 months before you apply, however.
The process to get either Title 2 or SSI benefits can be long and difficult and may require professional legal assistance. You can obtain such assistance with no upfront fees.
Besides these basic plans, Social Security offers other types of benefits, such as Widow or Widower benefits and dependent benefits for children.
Visit "Get-SS.com" website here.
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