DISABILITY BENEFIT RECOVERY

Social Security offers a number of disability benefits.  I want to talk about 2 of the most common--typically applied for. SSDI - Title 2 Disability.  I refer to this as the run-of-the-mill, ordinary disability program at Social Security.  Title 2 is based on employment.  When you work you pay FICA tax which covers you for disability insurance once you have earned enough "quarters of coverage."  You do not have to be poor or have limited assets to qualify for Title 2 benefits. SSI or Supplemental Security Income.  This is a program for poverty level individuals with very limited assets and income.  No previous work is needed to qualify for SSI.  The monthly benefit is usually less than for Title 2 benefits.  In some cases, a person may receive both Title 2 and SSI. Both of these programs have the same basic requirement.  To qualify for either one, you must be disabled or blind or have a condition that is expected to end in death.  A "disabling impairment" is o