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Showing posts from January, 2014

IT'S NOT WELFARE. IT ISN'T A HANDOUT. YOU BOUGHT THE INSURANCE.

Unfortunately, I run into people who still feel that Social Security disability is a type of welfare.  Or that it's a handout.  Or a scam upon the US Government. It is none of those things.  It's collecting benefits from an insurance policy that you were forced to purchase. During your working years, the US Government forced you to have FICA taxes deducted from your pay.  Your employer matched those deductions dollar for dollar.  The US Government has collected trillions of dollars in FICA taxes.  In return, the Government enrolled you in Medicare and Social Security disability insurance policies.   (The term Social Security is appropriate).  It's just like you bought an insurance policy from Blue Cross, or Allstate or State Farm.  Except for one thing:  you were not given a choice.  It was pay the FICA for Social Security taxes or go to jail.   Now that you cannot work because of a physical or mental disability, you are entitled to collect on the insurance that Uncle