Skip to main content

"MARVIN AND THE $20,000 DISABILITY MISTAKE"


"MARVIN AND THE $20,000 SOCIAL SECURITY DISABILITY MISTAKE"
Posted on 2012-05-28 18:12:03
 

Click HERE for my website concerning Social Security disability help.


Marvin is a 44 year-old construction worker who has herniated cervical and lumbar discs and recently underwent a cervical fusion surgery, which will not eliminate all his pain and symptoms. He applied for Social Security disability in late 2010 and was denied in April of 2011. Social Security agreed that Marvin* could not do construction work but stated that he "could perform other work."

Marvin believed them. He looked for other work but couldn't find anything that he could do. In September of 2011, Marvin came to my office looking for help. Here is how I figure it:

  1. Marvin is indeed disabled, in spite of what Social Security said in their letter.
  2. Marvin almost certainly could've won his claim with back benefits if he had appealed.
  3. His 60 days for appeal had expired back in July - so his claim was now dead as a doornail.
  4. Marvin's only choice, unfortunately, was to file a new claim and start over.
  5. Marvin's failure to file a timely appeal probably cost him $20,000 in retroactive benefits and will cause him to wait another 18 months before he can get a hearing on the new claim.
The moral of my story is very simple. When you get a rejection letter from Social Security, don't fool around. Appeal that decision within the 60 day time limit. Do not file a new claim. Appeal the original claim.Filing an appeal is a simple matter. You can do it yourself. Preparing the case so that you win the hearing and get all your benefits - that is much more complicated. My office will help you with filing the appeal, and also with putting together a case for the hearing judge. We charge no fee until your Social Security back pay arrives. At that point, Social Security will deduct our fee from your back pay, pay us, and put your money into your bank account. If you don't win or if you do not collect back pay, there is no fee for our service.

*Note: I never use clients' real names in my blogs. "Marvin" represents a real case but a fictitious name is used to protect the real claimant's privacy.

--National Organzation of Social Security Claimants Representatives








Comments

Popular posts from this blog

COMPLETING THE FUNCTION REPORT FOR SOCIAL SECURITY

Social Security analyzes a new claimant's ability to perform certain activities.  This helps them to decide whether the claimant is disabled according to their rules.  They use a form called "Function Report - Form SSA-3373-BK" or one very much like it.  Be careful how you answer the questions on this form.  Strive to be accurate but also descriptive.  Try to give a real picture of how your pain or other symptoms limit your daily activities--such as shopping, driving, doing housework, socializing, etc. Here are just a few of the questions on the Function Report, as samples of the type of information being collected from each applicant who files a new claim for benefits: Do you take care of anyone else such as a wife/husband, children, parents, friend, other?  ( If you do, and do not show that you have significant problems in doing so, Social Security may judge that you are quite able to perform other activity, like working). How often do you prepare food or meals? 

JUDGE JUDY TIRADES ABOUT SOCIAL SECURITY

Judge Judy Sheindlin has added her two cents worth to the controversy about Social Security.  Judge Judy appeared on a Fox News program hosted by Megan Kelly and said she was tired of people getting Social Security disability because they were "alcoholics and drug addicts," adding to the popular myth that SSDI is "going broke" because of dead beat drug users who refuse to work.  Fox News did nothing to set the record straight. The truth is that by law individuals cannot qualify for SSI or SSDI benefits based on either alcohol or drug addiction/abuse. In 1996, Congress passed Public Law ( P.L. ) 104-121—which terminated benefits for Supplemental Security Income ( SSI ) and Disability Insurance ( DI ) beneficiaries whose primary impairment was drug addiction, alcoholism, or both. As a result of the 1996 legislation, those individuals became ineligible for benefits, effective January 1, 1997. Social Security will currently not award benefits to persons becau

TAKE A HARD LOOK AT SOCIAL SECURITY BEFORE YOU FILE!

Considering a Social Security disability claim?  Take a hard look at it before deciding. If you have a choice, you probably don't need to apply. Some things to consider: 1.  It will probably not be an easy or short process.  It will take about 4 months to get your initial decision and 70% of those are denials.  If you must appeal, expect a wait time of an additional 18 months after you file the appeal.  So, you may be looking at 2 years or more in many cases. 2.  You will need good medical evidence.  If you have little or no evidence from a doctor, it isn't likely you will ever be approved. 3.  You cannot apply for SSDI while you are working and earning at least $1,170 a month.  This work will disqualify you.  Many people don't realize they will have to stop working to apply for SSDI.  That's why we say, "If you have a choice, you probably don't need to apply."  If working is an option, it's the best option. 4.  The average SSDI benefit is arou