"MARVIN AND THE $20,000 SOCIAL SECURITY DISABILITY MISTAKE"
Posted on 2012-05-28 18:12:03
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Marvin is a 44 year-old construction worker who has herniated cervical and lumbar discs and recently underwent a cervical fusion surgery, which will not eliminate all his pain and symptoms. He applied for Social Security disability in late 2010 and was denied in April of 2011. Social Security agreed that Marvin* could not do construction work but stated that he "could perform other work."
Marvin believed them. He looked for other work but couldn't find anything that he could do. In September of 2011, Marvin came to my office looking for help. Here is how I figure it:
- Marvin is indeed disabled, in spite of what Social Security said in their letter.
- Marvin almost certainly could've won his claim with back benefits if he had appealed.
- His 60 days for appeal had expired back in July - so his claim was now dead as a doornail.
- Marvin's only choice, unfortunately, was to file a new claim and start over.
- Marvin's failure to file a timely appeal probably cost him $20,000 in retroactive benefits and will cause him to wait another 18 months before he can get a hearing on the new claim.
*Note: I never use clients' real names in my blogs. "Marvin" represents a real case but a fictitious name is used to protect the real claimant's privacy.
--National Organzation of Social Security Claimants Representatives
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