You know the hardest type of case I get? It's the individual who is still working, though in a lot of pain and struggling to keep on. He or she needs to stop working, even the doctor says so. But they absolutely can't survive without disability benefits and they cannot afford to be denied. Here's the problem: You cannot be approved for Social Security disability while you are working a full-time job. So, I struggle with giving the proper advice. I don't want to encourage someone to give up their job, only to have them wait 2 years for a Social Security denial--which is always possible. On the other hand, I don't want to tell someone they should not file a claim just because nothing is guaranteed. Very few things in life are guaranteed and certainly Social Security is one of them. So, that's where I must leave it. It's the claimant's decision. If they feel working another year or two is an option, that's probably what they shou...
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